Registry is the final and most crucial step in the home-buying process. It's a legal procedure that transfers ownership from the seller to the buyer, and having the correct documentation is essential for a smooth and hassle-free experience. If you're buying property in Noida, the process is managed by the Inspector-General of Registration and Stamps (IGRSUP). To help you navigate this, we've compiled a comprehensive checklist of all the key documents you'll need.
Documents Required from the Buyer
The person purchasing the property needs to provide documents for identity, address, and financial standing.
- Identity Proof: Aadhaar Card (mandatory), and PAN Card
- Address Proof: To confirm your current residence, you can provide recent utility bills (electricity, water, or gas).
- TDS Challan: A copy of the challan showing the deduction of 1% TDS on properties valued over 50 lakhs.
Documents Required from the Seller
The seller must also provide documents to prove their identity and rightful ownership of the property.
- Identity and Address Proof: Similar to the buyer, the seller needs to provide an Aadhaar Card, PAN card, and proof of address.
- Photographs: Two recent passport-size photographs of the seller are also required.
- Witness: Two witnesses are required at the time of registration who must also carry valid identification and address proofs, such as their Aadhaar Card. They will need one passport-size photograph each.
"Keeping all your documents organized and handy is the key to a stress-free registration day. It makes the journey from buyer to proud homeowner significantly smoother."
Essential Property Documents
These documents are critical as they relate directly to the property being transferred.
- Lease Deed or Transfer Deed: This is the primary legal document. It must be drafted by a lawyer and executed on non-judicial stamp paper of the appropriate value.
- Chain of Title Deeds: All previous transfer deeds and related documents may be required that establish the history of ownership.
- NOC (No Objection Certificate): From the relevant authority (e.g., Noida, GNIDA, or YEIDA) confirming there are no outstanding dues or objections to the sale.
- Allotment Letter: The original letter issued by the concerned authority.
- Possession Letter: Proof that the seller has legal possession of the property.
- Property Tax Receipts: Recent receipts showing that all property taxes have been paid and there are no dues.
- Encumbrance Certificate (EC): This document certifies that the property is free from any legal or monetary liabilities, such as a mortgage or loan.
- Completion & Occupancy Certificate: Issued by the competent authority, this proves the building was constructed according to approved plans and is fit for habitation.
- Sanctioned Building Plan: A copy of the approved map of the property.
The Step-by-Step Registration Process
Once you have all the documents in place, follow these steps:
- Calculate Stamp Duty & Fee: Determine the applicable stamp duty and registration fee based on the property type and value. This can be done online through the IGRSUP portal.
- Pay the Fees: Pay the calculated stamp duty and registration fees online.
- Book an Appointment: Schedule an appointment at the concerned Sub-Registrar's Office (SRO).
- Visit the SRO: Both the buyer, seller, and witnesses must be present at the SRO on the appointed day with all original documents and photocopies.
- Verification and Biometrics: The registrar will verify all the documents. Biometrics (photographs and fingerprints) of all parties will be taken.
After a few days, the Sale deed/Transfer deed can be collected. Having this checklist handy will make your property registration journey in Noida a confident and efficient one. Good luck! Watch this Video 👇 for more information on Property Transactions in Noida