Registering a property is the final and most crucial step in the home-buying process. It's a legal procedure that transfers ownership from the seller to the buyer, and having the correct documentation is essential for a smooth and hassle-free experience. If you're buying property in Noida, the process is managed by the Inspector-General of Registration and Stamps (IGRSUP). To help you navigate this, we've compiled a comprehensive checklist of all the key documents you'll need.
Documents Required from the Buyer
The person purchasing the property needs to provide documents for identity, address, and financial standing.
- Identity Proof: A valid photo ID is required. This can be your Aadhaar Card (mandatory), Voter ID, Passport, or Driver's License.
- Address Proof: To confirm your current residence, you can provide recent utility bills (electricity, water, or gas).
- Photographs: Two recent passport-size photographs are needed.
- TDS Challan: A copy of the challan showing the deduction of 1% TDS on properties valued over 50 lakhs.
Documents Required from the Seller
The seller must also provide documents to prove their identity and rightful ownership of the property.
- Identity and Address Proof: Similar to the buyer, the seller needs to provide an Aadhaar Card, PAN card, and proof of address.
- Photographs: Two recent passport-size photographs of the seller are also required.
Documents Required from Witnesses
The registration process requires two witnesses who must also carry valid identification and address proofs, such as their Aadhaar Card. They will need one passport-size photograph each.
"Keeping all your documents organized and handy is the key to a stress-free registration day. It makes the journey from buyer to proud homeowner significantly smoother."
Essential Property Documents
These documents are critical as they relate directly to the property being transferred.
- Sale Deed: This is the primary legal document. It must be drafted by a lawyer and executed on non-judicial stamp paper of the appropriate value.
- Chain of Title Deeds: All previous sale deeds and related documents that establish the history of ownership.
- NOC (No Objection Certificate): From the relevant authority (e.g., Noida, GNIDA, or YEIDA) confirming there are no outstanding dues or objections to the sale.
- Allotment Letter: The original letter issued by the concerned authority.
- Possession Letter: Proof that the seller has legal possession of the property.
- Property Tax Receipts: Recent receipts showing that all property taxes have been paid and there are no dues.
- Encumbrance Certificate (EC): This document certifies that the property is free from any legal or monetary liabilities, such as a mortgage or loan.
- Completion & Occupancy Certificate: Issued by the competent authority, this proves the building was constructed according to approved plans and is fit for habitation.
- Sanctioned Building Plan: A copy of the approved map of the property.
The Step-by-Step Registration Process
Once you have all the documents in place, follow these steps:
- Calculate Stamp Duty & Fee: Determine the applicable stamp duty and registration fee based on the property type and value. This can be done online through the IGRSUP portal.
- Pay the Fees: Pay the calculated stamp duty and registration fees online.
- Book an Appointment: Schedule an appointment at the concerned Sub-Registrar's Office (SRO).
- Visit the SRO: Both the buyer, seller, and witnesses must be present at the SRO on the appointed day with all original documents and photocopies.
- Verification and Biometrics: The registrar will verify all the documents. Biometrics (photographs and fingerprints) of all parties will be taken.
After a few days, the registered sale deed can be collected. Having this checklist handy will make your property registration journey in Noida a confident and efficient one. Good luck!
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